Banks in Salisbury, NC on North Main St. - It's comforting to know that F&M bank in Salisbury, NC has been here for more than 100 years and will be here tomorrow. With 10 locations in and around North Carolina, this branch is located in Salisbury, NC for your convenience. Services include business loans, investment banking, construction loans, personal saving & checking account and so much more personal and business financial solutions.
Keywords Personal Bank in North Carolina, Business Bank in North Carloina.
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American Express , Visa , Cash , Check , Discover , MasterCard , Traveler's Check
It’s a financial tool you probably use every day. So why not choose a checking account designed specifically for your lifestyle? F&M Bank offers personalized accounts that range from “just the essentials” to “make me some money”!
Link: Personal Checking
F&M Bank has created a savings account for every customer. Our diverse collection is designed to help you reach your financial goals, whether you’re new to savings or an old pro. Each one includes essentials like free online banking, as well as customized perks that complement your lifestyle and make saving easier.
Link: Personal Savings
Looking for bigger returns and convenience? If you plan to keep a minimum balance of $1,000 or more in your account, you can earn interest at rates higher than a checking account while still enjoying easy access to your funds with an F&M Money Market account.
Link: Personal Money Market
No matter how much you love your job, you’ll want to retire someday. Start planning now so that when the time comes, you can retire in style. F&M Bank offers different types of IRAs to suit your unique situation.
Grow your money over a short period of time with Certificates of Deposit (CDs). Choose your term, and when it matures, you’ll have the option to renew your investment at a current interest rate, cash out or transfer your funds to another investment or savings account. With a guaranteed return on your investment and the security of FDIC insurance up to maximum limits, CDs make a great choice during any market condition.
Link: Certificates of Deposit
There are times that LIFE gets in the way of BANKING, so that is why at F&M Bank, we offer multiple overdraft solutions to cover those unexpected times when LIFE happens.
Link: Overdraft Solutions
The convenience of 24-hour Online Banking means you can securely manage your accounts and put Online Bill Pay to work for you anywhere you have an Internet connection. And with the ability to customize the look of both Online Banking and Bill Pay, you’ll look forward to logging on!
Less worry and more control: that’s the idea behind our Cash Management services. Running a business is a whole lot easier with greater flexibility in how you pay, collect and allocate money. It’s a change you’ll notice immediately—and one that may help boost your bottom line.
Link: Cash Management
You + your smartphone = a power couple. Using the F&M Mobile App is like putting hours back on the clock. Complete banking tasks while you’re waiting in line, at the kids’ soccer game—almost anywhere—using this simple, secure tool.
Link: Mobile Banking
With F&M Bank Mobile Deposit, you don’t have to add a bank stop to your day when you want to deposit a check. This F&M Mobile App tool and a couple of photos are all you need to enjoy a secure, easy-to-use shortcut.
Link: Mobile Deposit
Mobile Wallet transforms your mobile device into a secure way to pay on the go. You’ve always got your phone with you, right? Thanks to F&M Bank’s Mobile Wallet, your smart phone can now double as a payment tool. Simply link your F&M Bank Debit Mastercard to your phone, and then leave your wallet at home! Mobile Wallet is the convenient, secure way to fund your busy life.
Link: Mobile Wallet
Technology has never been so much fun! Our new Touch ID® lets you log into your F&M Bank accounts with just your fingerprint. It’s secure, it saves time, and you don’t have to remember any passwords. This latest addition to the F&M Mobile App uses biometrics to read your unique fingerprint. No mistakes, no stealing (or guessing) your login information.
Link: Touch ID
F&M is making it easier for you to juggle the million things on your to-do list. Customized text or email alerts help you stay up to date on important financial transactions and personal events. Set your preferences, and leave the rest to us.
Link: Email & Text Alerts
This is technology that truly makes your life easier. There are so many reasons to switch to eStatements, but perhaps the biggest is convenience. You’re always on your phone or computer anyway; why not check out your bank account statements while you’re there?
Link: eStatements
An F&M Bank Debit Card works like a check, only better! This everyday financial tool is used like a credit card at checkout, but because it’s linked to your F&M checking account, purchases are deducted directly from your account balance. No racking up interest charges or borrowing money. And Mastercard® is accepted at millions of places worldwide, giving you maximum convenience in one little card.
Link: Debit Cards
F&M Bank’s Card Guardian service is a new way to help identify potential debit card fraud. This FREE* opt-in program uses transaction alerts to ensure that big-ticket and remote purchases made on your card are actually yours.
Link: Debit Cards Guardian
Freeze and unfreeze your debit card any time with our user-friendly mobile app.Control the activity on your account wherever you go—in just seconds!
Link: Debit Card Freeze
Direct deposit is a paperless method for employers and other administrative parties to deposit payments into your bank account.
Link: Direct Deposit
Sure, F&M ATMs are a quick way to access money. But their benefits extend well beyond fast cash to include a variety of financial management tools.
Link: ATM Banking
F&M Bank’s Telebanking system delivers the freedom to tackle your finances 24 hours a day—without a computer or Internet connection. You can access some of our most popular services and complete numerous transactions using only a touch-tone phone.
Link: Banking By Phone
Growing your business sometimes requires money you don’t have. F&M Bank can help*. Whether you want to purchase equipment or make improvements to support long-term growth, we can match your needs with the right term loan. Our term loans are available with fixed or variable rates and are tailored to meet your repayment ability.
Link: Term Loans
Building or renovating a commercial property is often an essential part of entrepreneurship, and F&M Bank is dedicated to helping business customers find the financing to do so*. Our commercial bankers will work with you to create a flexible draw schedule and present term options with affordable monthly payments that fit your needs.
Link: Construction Loans
Ready to buy, build or expand your commercial holdings? F&M Bank has a solution for every need, from financing for land acquisition and development to construction of commercial properties.*
Link: Commercial Real Estate
A line of credit provides businesses with the flexibility to act when opportunities arise. This essential financial management tool supports your bottom line and provides peace of mind knowing funds are available when you need them*.
Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy important features like: Expense management tools No fee for additional employee cards EMV smart chip technology for added security Mobile payment capability for added convenience
Link: Credit Cards
Retirement is coming, whether you’re ready or not. If you want to be confident, rather than anxious, about your Golden Years, the answer may be as simple as F&M Investment Services. F&M Investment Services helps design retirement plans for individuals and corporate benefit programs. The first step in every case is gaining a thorough understanding of what’s important to you.
Link: Retirement Planning
One of the most important things you can do for your child can also be one of the most expensive. With room and board plus expenses, sending a student to a four-year public college averaged $19,548 per year in 2015-16. A private, four-year institution averaged $43,921 for the same period, according to The College Board. It’s not news that tuition is on the rise. Assuming costs increase by 5 percent a year, by 2024-25 it’s projected that the bill for a four-year public school will be $140,000 and more than $280,000 for a four-year private college*
Link: Education Planning
“Estate planning” sounds like an issue reserved for the wealthy. The truth is that if you have any assets, you have an estate. Your estate may include your car or house, as well as things like investments and insurance. All of these components can contribute to your family’s security after you’re gone, but maximizing those benefits starts with creating a plan now.
Link: Trust & Estate Planning
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